See All Your Medicare in One Place

Start with a free 2-year audit. Upgrade to unlock AI-powered insights, real-time alerts, and 10 years of claims history.

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Tracking Your Medicare Spending Shouldn't Be This Hard

Medicare is scattered across multiple websites and paper bills. Part A and B are on Medicare.gov (in different sections). Part D prescriptions are on your pharmacy provider's separate site. Paper EOBs arrive weeks late or get lost. There's no simple way to see your complete picture or compare spending year-over-year.

Start With Your Free 2-Year Medicare Audit

No credit card required. See your complete Medicare picture in minutes.

2-Year Spending Comparison

Compare your 2025 vs 2024 spending across all parts of Medicare

Deductible Tracking

Know exactly where you stand on Part A and Part B deductibles

Out-of-Pocket Summary

See your total costs at a glance

Recent Claims Preview

Your most recent claims with AI-enhanced summaries

Three Simple Steps to Get Started

1

Enter your email (no credit card needed)

Just your email address. Takes 10 seconds.

2

Securely link your Medicare.gov account

Official integration. Takes 2 minutes.

3

See your complete 2-year audit instantly

All your spending in one place.

See Everything Medicare Hides

Upgrade to MedBillHero Live Monitoring and get access to all your claims with AI-powered insights, real-time alerts, and comprehensive search across 10 years of history.

Included with paid plan

What Medicare.gov shows vs What MedBillHero shows

Medicare shows confusing medical codes and basic financial details. We translate everything into plain English with AI-enhanced context.

What Medicare.gov shows:

Confusing medical jargon and basic financial details

Service (52000)

DIAGNOSTIC EXAM OF BLADDER AND URETHRA USING AN ENDOSCOPE (52000)

Qty:1
Provider charged:$850.00
Medicare approved:$226.16
Applied to deductible:$0.00
Coinsurance:$45.23
You may be billed:$45.23

What MedBillHero shows:

AI-enhanced descriptions with helpful context and insights

Summary

You had a diagnostic bladder exam with Dr. Martinez on August 25, 2025. The total bill was $850, with Medicare covering $177.31 and you paying $45.23 in coinsurance.

52000(HCPCS)
$45.23
You paid

Cystoscopy to examine the inside of the bladder

This is a diagnostic procedure where a doctor uses a thin, flexible tube with a camera (called a cystoscope) to look inside your bladder and urethra (the tube that carries urine out of your body). The cystoscope is gently inserted through the urethra to examine the bladder walls for any abnormalities, inflammation, stones, or other conditions. This is typically done to investigate symptoms like blood in urine, frequent urination, bladder pain, or urinary tract infections that don't respond to treatment.

Specialty
Urology
Category
Diagnostic Urology Procedure
Clinical Notes
This is a common outpatient procedure that usually takes 5-10 minutes. Local anesthetic gel is typically used to minimize discomfort. Most patients can return to normal activities the same day.
Service Date
August 25, 2025
Provider charged
$850.00
Medicare Allowed
$226.16
Medicare Paid
$177.31
Your responsibility
$45.23
ApprovedCoinsurance Applied

This service requires coinsurance payment from you.

See the difference? Get clear, helpful explanations for all your medical claims.

Included with paid plan

Get Answers Instantly—No Hold Times

Stop sifting through Google results or Medicare's 200+ page handbook. Ask our HIPAA-compliant AI assistant anything about your coverage, claims, or costs. Available 24/7, understands your specific situation, and gives you instant answers with official Medicare documentation.

Real Conversation Example

Does Medicare cover annual wellness visits?

🔍 Searching Medicare coverage...

Yes! Medicare covers one wellness visit per year at no cost to you - no deductible, no coinsurance. This includes a health risk assessment, personalized prevention plan, and screenings based on your health history.

I had one last month and got billed $45. Why?

🔍 Analyzing your claim from August 25th...

Found it. You were charged for code 99214 (office visit) instead of G0438 (wellness visit). Your doctor likely discussed a health issue during the visit, which converts it from a free wellness visit to a regular office visit with 20% coinsurance.

This is common but sometimes avoidable. The $45.23 charge is correct based on how it was coded.

Can I get that refunded?

Possibly. If the visit was primarily for your annual wellness check and the other issue was minor, you can request your doctor recode it as a wellness visit.

I can help you draft a letter to your doctor's billing department explaining this and requesting a review. Want me to create that?

Yes

📝 Generating letter...

Done. I've created a letter requesting they review the coding, included your claim details, and explained Medicare's wellness visit guidelines. You can send this to their billing department - I've included the contact info from your claim.

🔒 HIPAA Compliant: Your medical information stays private and secure - unlike ChatGPT or other public AI tools

Included with paid plan

Understand Your Diagnoses

Medicare completely hides diagnosis codes from your claims. You're left guessing what conditions you're being treated for. We show every diagnosis with clear explanations, symptoms, and what to expect.

M3500(ICD_10)
Primary

Sicca syndrome (dry eyes and mouth condition)

Sicca syndrome is a condition that causes dryness in your eyes and mouth due to reduced production of tears and saliva. This can occur on its own or as part of other conditions like Sjögren's syndrome. Symptoms typically include dry, gritty eyes, difficulty swallowing, and a persistently dry mouth.

Clinical Notes

This is a chronic condition that typically requires ongoing management rather than a cure. Treatment focuses on symptom relief and preventing complications from dryness.

Typical Follow-up Care

  • • Regular monitoring of symptoms
  • • Eye drops or artificial tears
  • • Saliva substitutes if needed
  • • Possible referral to specialist
  • • Lifestyle modifications for symptom management
Specialty
Rheumatology
Category
Autoimmune/Rheumatologic
Included with paid plan

10 Years of Claims History, All Parts of Medicare

Medicare.gov only shows 3 years of claims history. Part D prescriptions require a separate login to your pharmacy provider. We bring everything together: 10 years of Part A, B, and D claims in one searchable dashboard.

Powerful search across all claims
Filter by date, provider, diagnosis, or amount
Central deductible and out-of-pocket tracking

Deductible Progress

Part A - HospitalIn Progress
$0$1,632
Data source: From Medicare records
Part B - MedicalMet
$240$240
Data source: From Medicare records
Part D - PrescriptionOOP Tracking
You've spent:$235
Private plan limits not available
Included with paid plan

Never Miss a Claim

Get an email alert for every new claim that comes in. No need to log in constantly—just check when something needs your attention. Catch billing issues within the 120-day appeal window.

New Claim Received
2 minutes ago

Cardiology Associates

Service Date: March 8, 2024

$247.50

Your cost: $49.50

Provider: Dr. Sarah Abdula, MD

Service: Echocardiogram (93307)

Diagnosis: Chest pain, unspecified

Saw Dr. Abdula for chest pain evaluation. Standard 20% coinsurance applied.

Included with paid plan

Catch Billing Errors Before You Pay

Medicare just shows you numbers with no analysis. Our AI checks every claim for potential billing errors, overcharges, duplicate charges, and fraud indicators. Most people never realize they were overcharged—but we flag it automatically so you can appeal.

Disclaimer: We check for issues, but can't guarantee we'll catch everything. Always review your claims carefully.

Risk Check Results

No overcharges detected
No duplicate services
No fraud indicators
Standard coinsurance applied

Simple, Transparent Pricing

Free 2-Year Audit

Perfect for a snapshot of your Medicare spending

$0
  • 2-year spending comparison
  • Current deductible tracking
  • Recent claims preview
  • Out-of-pocket summary
Most Popular

Live Monitoring

Complete Medicare tracking with AI-powered insights

$19.99/month

or $179/year (save $60)

Everything in Free, plus:

  • All claims across 10 years
  • Part A, B, and D in one place
  • AI chat assistant (24/7)
  • Plain English explanations
  • Diagnosis codes decoded
  • Real-time claim alerts
  • Billing error detection
  • Powerful search & filters

Start with your free audit. Upgrade anytime to unlock everything.

Join Thousands Who've Simplified Their Medicare

"Honestly, I was just tired of bouncing between Medicare.gov and the prescription site. This puts everything in one place—my doctor visits, hospital stuff, all my prescriptions. I can actually see what I'm spending. It's not fancy, it just works."

David L.

Tucson, AZ

"I get an alert when a new claim comes in. That's it. I don't have to remember to check some website or worry I missed something in the mail. For someone like me who stresses about this stuff, that alone is worth it."

Margaret S.

Columbus, OH

"I had a weird charge from my doctor and really didn't want to call Medicare and wait on hold. So I asked the chat thing. Ten seconds later, it explained it in normal English. Saved me like two hours of frustration."

Robert M.

Phoenix, AZ

"I needed to know why my doctor ordered a test last spring, but Medicare doesn't even show you that. I figured I'd have to call the office, but I hate doing that—I never know who to ask for or what to say. I searched here and found the claim with the actual diagnosis written in plain English. Then the chat told me exactly who to contact at the office and what to ask. Turned something I was putting off for weeks into a 5-minute thing."

Arthur H.

Detroit, MI

Your Health Data is Safe With Us

🔒

HIPAA Compliant

Your health information is protected under federal privacy law and never shared with third parties

Official Medicare Integration

We're vetted and approved by Medicare.gov as an official integration partner

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Bank-Level Security

256-bit encryption, secure servers, and regular security audits protect your data

Frequently Asked Questions

Is my data safe?

Yes. We're HIPAA compliant, use bank-level encryption, and are officially approved by Medicare.gov. Your data is never shared with third parties.

How do you connect to my Medicare account?

We use Medicare.gov's official integration (the same one used by major insurance companies). You log in directly through Medicare.gov - we never see your password.

What's included in the free audit?

Your free audit shows 2 years of spending across Part A, B, and D, your current deductible status, and a preview of your 3 most recent claims.

Can I cancel anytime?

Yes. Cancel your paid subscription anytime with one click. No contracts, no commitments.

Do you catch all billing errors?

We flag potential issues, but can't guarantee we catch everything. Our AI checks for common billing errors, but you should always review your claims carefully.

How far back can I see my claims?

Free audit shows 2 years. Paid plan shows 10 years of complete claims history across Part A, B, and D.

Ready to See Your Complete Medicare Picture?

Get your free 2-year audit in minutes. See all your spending in one place.

No credit card required • Takes 2 minutes • 100% Free