Mental health & substance use disorders

Medicare Coverage Information

Overview

Medicare provides comprehensive coverage for mental health and substance use disorder treatments, including outpatient services, inpatient care, and counseling. Beneficiaries can access a wide range of mental health services with varying levels of cost-sharing.

  • Covers individual and group psychotherapy with doctors and other licensed professionals
  • Includes annual depression screenings and mental health assessments
  • Provides inpatient and outpatient mental health treatment services
  • Covers substance use disorder treatment and counseling
  • Offers partial hospitalization and psychiatric services
  • Available to all Medicare Part A and Part B beneficiaries
  • Accessible for Original Medicare and some Medicare Advantage plans
  • No age restrictions for mental health coverage
  • Part B typically covers 80% of approved outpatient mental health services
  • You pay 20% coinsurance after meeting the Part B deductible
  • Inpatient mental health care has different cost-sharing rules under Part A
  • Some preventive mental health services may be covered at no additional cost
  • Services must be deemed medically necessary
  • Requires referral and documentation from healthcare providers
  • Annual visit limits may apply for certain counseling services
  • Some specialized treatments might require additional documentation
  • Consult with your primary care physician about mental health concerns
  • Verify specific coverage details with your Medicare plan
  • Get a referral from your doctor for specialized mental health services
  • Call 1-800-MEDICARE for detailed coverage information
Last updated: 6/15/2025

Quick Information

Provider
Medicare
Last Updated
6/15/2025
Topics
Medicare mental healthsubstance use disorder treatmentMedicare counseling coveragemental health servicesMedicare behavioral health

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Medicare Mental Health & Substance Use Disorder Coverage