Gym memberships & fitness programs

Medicare Coverage Information

Overview

Medicare offers limited gym membership coverage through select Medicare Advantage and Medicare Supplement plans. Some plans include free fitness programs like SilverSneakers, which provide access to gyms, fitness classes, and wellness resources for seniors.

  • Not all Medicare plans cover gym memberships
  • Medicare Advantage plans often include fitness programs
  • SilverSneakers and Silver&Fit are popular fitness benefits
  • Programs typically offer free gym access and fitness classes
  • Coverage varies by specific Medicare plan and insurance provider
  • Medicare Advantage plan members
  • Some Medicare Supplement plan enrollees
  • Typically available for beneficiaries 65 and older
  • Must be enrolled in a plan offering fitness benefits
  • Most fitness programs are included at no additional cost with qualifying Medicare Advantage plans
  • Some Medicare Supplement plans may offer fitness program benefits
  • Out-of-pocket costs depend on specific plan selection
  • Gym membership coverage is not standard in Original Medicare
  • Benefits limited to specific participating fitness centers
  • May require enrollment in specific Medicare Advantage plan
  • Some programs have age or health restrictions
  • Review current Medicare plan's fitness program options
  • Contact Medicare plan provider about fitness benefits
  • Compare Medicare Advantage plans with fitness programs
  • Consult local Medicare counselor for personalized guidance
Last updated: 6/15/2025

Quick Information

Provider
Medicare
Last Updated
6/15/2025
Topics
Medicare gym membershipMedicare fitness programsSilverSneakerssenior fitness coverageMedicare wellness benefits

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Medicare Gym Memberships: Fitness Program Coverage Explained